Download My Mortgage Toolbox!

In the spirit of giving back, I am pleased to announce the launch of the Dominion Lending Centres First Responder Mortgage Program.

Melody Ly

      Mortgage Agent


You can trust that I will find the right home mortgage loan to fit your needs. Finding you the best mortgage is what I do. Mortgage with Melody


There are Generally Two Ways to Get a Mortgage in Canada:

1. From a Bank

2. From a Licensed Mortgage Professional.


The bank only offers products from their particular institution.


Licensed Mortgage Professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions. Therefore, they are able to offer their clients more choices, and access to hundreds of mortgage products.


As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.


Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.


Approved for a Mortgage in 3 Easy Steps:


Fill Out Mortgage Application


Are you looking to get pre-qualified and/or approved for a mortgage?


Well, you are in the right place. 


Whether you are applying for a mortgage for the first time or renewing your existing mortgage with a new lender, there are few steps that have to happen before you get a mortgage loan for your dream home or equity take out to pay off debts or renovations. 


Have a Conversation About Mortgage Needs


Buying a home is a big investment and you should feel at ease during the process. 


Not sure what type of mortgage you are looking for? Have questions about the amortization periods and interest rates? 


No worries!


I will help you with all of your questions and provide a smooth journey through the process.


Finding You the Best Rates


Many mortgage brokers and banks have different rates.


I will work with you to determine the best rates based on your needs. I have access to exclusive mortgage rates. 


Contact me today to get started and we will have a conversation about your financial needs.






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Making homeowner dreams come true

We're here to help you with home purchases, mortgage renewals, refinancing and more.

Melody Ly

Mortgage Agent

Tel: 613-232-0023
Cell: 613-799-9522


424 Catherine Street Suite 1
Ottawa, ON
K1R 5T8, Canada